Registered Retirement Savings Plan

A smart way to save for life after work

Reduce your yearly tax bill now

Any money you put into an RRSP within the contribution limit is deducted from your annual income — meaning a nice discount for you at tax time.

Withdraw at a lower tax rate later

Any growth in your account is tax-free until withdrawal. When it comes time to withdraw in retirement, you’ll get to do so at a lower tax rate.

Pay for education or a home

The Home Buyer’s Plan and Lifelong Learning Plan let you withdraw limited amounts from your RRSP before retirement.

We make retirement saving simple

Start investing in minutes

Open your account without any bank appointments or paperwork. Making your contributions (or withdrawing when the time comes) only takes a few taps.

Speak to a human any time

Questions about your RRSP? Reach out to our team 7 days a week by phone, chat, or email to get help from real, friendly, humans.

Keep more of your returns

Whether you’re picking your own stocks or letting us manage the investing, you won’t need to worry about high fees eating into your returns.

We Can Save You 10 Years Of Work

RRSP

  • Your savings grow tax-free until withdrawn
  • You can carry forward RRSP contributions
  • You won’t lose your unused contribution room
  • You can earn compound interest over time

Pyramine

  • Regardless of how much you earn with Pyramine Investment, it will be always tax-free until you start to withdraw
  • Opening an RRSP account with Pyramine will allow you to contribute to your RRSP saving account either monthly, quarterly, or yearly. and for any reason you missed on your max allowed contribution you still can carry it forward to next year
  • RRSP investment with Pyramine will allow you to earn a compound interest. That means every time your portfolio grow we add your profit to your original subscribed fund. For example, You started by investing $100,000 you earn profit from 1st. year 15%. you start your next year investment with $115,000. If on the second year your portfolio grow by 15% that means you will start your third year with a portfolio worth $132,250

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